I am the Money Farmer.
I don't administer wealth and I don't “manage” it — I grow it. Like a farmer, I plant carefully, tend patiently and harvest dividends. A conservative, growth-first approach built around solid British high-dividend stocks and selected Swiss names.
— Rudolf Engelbert Fitz, Rebstein, Switzerland
- 10–20%
- Annual target
- price + dividends
- Since 1995
- Investing markets
- full-time from 2018
- Skin in
- Only what I own
- every position, personally held
- 8%+
- Fee kicks in above
- half of out-performance
Rudolf Engelbert Fitz
An entrepreneur who spent two decades building a business from nothing — and three decades reading markets. I bring an operator's discipline and a builder's patience to the way I grow capital.
Economics at St. Gallen
Studied economics at the renowned St. Gallen Management Center.
Coach Akademie Schweiz
Founded and built it from zero into the second-largest German-speaking institute of its kind, with 18 branches across Switzerland, Austria, Germany and South Tyrol.
Companies founded
Four companies started and built over a career as an entrepreneur and operator.
Full-time investor
Investing markets since the mid-1990s — part-time from 1995, and dedicated full-time to growing clients' capital since 2018.
“Unlike wealth management, my focus is unambiguous: growth. I don't want to administer your capital, and I don't want to ‘manage’ it — whatever that is supposed to mean. I want it to grow.”
The essence of how I work for you
Behind the name lies the whole nature of the work I do. It is the difference between harvesting and hoarding.
The field is my experience
Years of analysing markets and companies, reading the numbers, gathering timely information, and combining fundamental with technical analysis — plus a reliable instinct for what is coming, or what could come.
The seed is your investment
Into that field I plant your capital. You decide what should grow, how, and over what horizon — how much performance you want, and how much risk you are willing to carry.
Then I tend it
I plant, I water, I fertilise, and I watch it grow. I plant nothing that bears no fruit — no overnight bets, only positions chosen to compound.
Only what I hold myself
I invest exclusively in products I own in my own portfolio. My capital sits beside yours.
No fruitless seeds
No Bitcoin, no explorers, no pre-profit start-ups. If it doesn't earn, I don't plant it.
Not for overnight riches
I'm a farmer. If you want to get rich by morning, I'm the wrong person — patience is the method.
Stability over noise
What counts is stability, reliability, and growth clearly above what others achieve.
You steer the triangle. I do the farming.
Three forces govern every portfolio. You set them — Performance, Risk and Time — and that triangle steers my work from the first seed to the harvest.
Performance
How much should the field yield? Set the ambition — the engine of every decision I make.
Risk
How much weather are you willing to take on? Conservative by default, with risk kept deliberately limited.
Time
Over what season should it grow? Compounding rewards patience — the longer the horizon, the better the harvest.
Results from the field
Real harvests from real seasons. Past performance is never a promise of the future — but it shows how the method behaves when it is given time.
My own portfolio
03 Dec 2025 – 28 May 2026 · medium risk · British high-dividend names + selected Swiss insurers
- Price return
- +4.59%
- Dividend yield
- ≈ 5.83%
- 2026 price target
- ≈ 10%
- 2026 dividend target
- ≈ 10%
19.3%
price performance, plus 4.2% in dividends — conservative, Swiss-focused.
Bought 2019
$2.30
Sold Jan 2021
$61.80
In 2019 I added five hydrogen stocks as a satellite position — Plug Power among them. Entry and exit, both caught almost exactly. My best private investment.
The United Kingdom levies no withholding tax on dividends — so for many investors, the dividend stream from British holdings arrives effectively tax-free.
Your capital, your account, your rules
The structure is built to keep you in control and align my incentives with yours. I only earn when I genuinely outperform.
Held at Interactive Brokers
Your account is opened in your name at Interactive Brokers — a global, multi-billion-dollar broker with a long tradition, and in my view the safest and most cost-efficient there is.
I manage — never touch
My role is purely management. I have no access to your capital — I am only admin. Your money never leaves your control.
You set the benchmark
You define Performance, Risk and Time, and choose the yardstick I am measured against — the Swiss SMI, the UK FTSE, or the S&P 500.
I only get paid when you genuinely win
Many clients choose a pure performance fee. My share is half of the out-performance above 8%. If the portfolio only matches its benchmark — or only reaches 8% — I work for free.
Performance is calculated per full calendar year. If we start less than 10 months before year-end, those months are carried into the following year as a single basis.
How a year's return is split
Ready to grow your capital?
Tell me your three numbers — the performance you want, the risk you accept, and the time you can give it. I'll show you how the field could grow.
Rudolf Engelbert Fitz · Rebstein, Switzerland